If you are looking for home insurance in Tenerife. We are official agents for the Plus Ultra Insurance company otherwise known as Plus Ultra Seguros and can offer you a wide range of insurance services to suit your needs. Our policy documents can be delivered to you in English as well as other languages so you can fully understand what you are covered for. Property insurance in Tenerife is a lot cheaper than you would expect, therefore we guarantee you will get great property insurance at an affordable price.
You can rest assured that you will receive a highly competitive price through us as we help you choose the right policy for you. Here are just a few of the insurance services we can offer you:
If you own a property in Tenerife you will need to take our a home insurance policy that covers building and content in order to keep your property protected. And, if you decide to rent out your property, you will need public liability insurance cover which won’t cost very much. We can help you find the right insurance policy that specifically fits your personal needs. Many people think that if your property forms part of a community and the community has insurance that their property is covered. This is not the case, you will need to take out a good property insurance to that you are properly covered at all times.
We will not be beaten on price either. Pay us a visit and let us compare our insurance cover to your existing home insurance policy. We are sure that we can get you the same cover, if not much better at a more affordable price.
When you buy a property in Tenerife and take out a mortgage on it, you will probably be told by the bank that you need to take out a property insurance policy from them, but this is not actually true. Although you are required to have property insurance that coveres your mortgage, you are not obliged to buy it from them. They will generally be lots more expensive because of added commissions and will not normally offer you the correct insurance policy to suit your personal needs. The banks normally only give you enough insurance cover to protect themselves so that if anything happens to the property, they will be covered. Please double check what they are offering you and bring the offer to us so that we can properly advise you.
It’s really important to shop around and get a few different insurance quotes from various insurers before you choose the right one for you, even if the bank is pushy about you getting insurance through them, remember, you are under no obligation to insure with them. If you are looking for more mortgage advice, visit our Tenerife Mortgage Services page >
If your property forms part of a community, the community owner would usually have an insurance policy in place that will cover all the communal areas of the complex. It’s important to be aware that this insurance policy does not cover your actual property, this is something that many people have a misconception about.
Other insurance services that we offer include:
If you are looking for more advice on property insurance in Tenerife, or any other types of insurance, please don’t hesitate to contact us today to find out how we can help you.
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