Astliz are official agents for Forum Filatelico SA, an investment company which has the distinction of ranking among the top companies in Dunn and Bradstreet's "Prestige Rating Book". They also rank as one of Spain's largest companies, with a high public profile through sponsoring many large sports organisations, relying on their reputation.

Naturally with such a prestigious company to provide a range of investment and savings products, Astliz financial advisors are confident in being able to guide you through the investment minefield. So whether your investment needs are short or long term, we can advise you on a product arrangement which can be tailored to your requirements.

 

The Abono
The Abono is a long term savings plan over 15 years where you pay in regular payments over this period. These payments can be made monthly, quarterly, six monthly, or annually to suit your needs. At the end, you can either receive a guaranteed lump sum or receive monthly payments until such time you decide to cash in your lump sum. As long as you never cash in your lump sum, you will receive the monthly payments. This can be for the rest of your life. Example 1. Making monthly payments of 100 € (approx £64) At the end of the 15 years, you will have paid 18.000 € into your abono You will be guaranteed a lump sum of 30.935.23 € The estimated figure you will receive is 35.021.40 €   You can leave your capital where it is and take monthly payments of 278.22 € which you will receive for ever unless you decide to cash in your lump sum. Your capital is always there for when you need it.   All 100% guaranteed. With NO retentions & NO commissions Example 2. Making monthly payments of 500 € (approx £323) At the end of the 15 years, you will have paid 90.000 € into your abono You will be guaranteed a lump sum of 154.676.17 € The estimated figure you will receive is 175.106.98 €   You can leave your capital where it is and take monthly payments of 1.391.10 € which you will receive for ever unless you decide to cash in your lump sum. Your capital is always there for when you need it.   All 100% guaranteed. With NO retentions & NO commissions.

The Maxi Forum
The Maxi Forum is an investment plan of 3 years. However, if you decide after the first or second years you want to withdraw your capital you can do without any penalty.     Example 1.   Investment of 10.000€ (approx £6,400) Value after 1 year 10.550.00 € 5.5% Value after 2 years 11.151.36 € 5.60% (accumulative) Value after 3 years 11.826.09 € 5.75% (accumulative) All 100% guaranteed. With NO retentions & NO commissions. Example 2. Investment of 100.000€ (approx £64,000) Value after 1 year 105.500.00 € 5.5% Value after 2 years 111.513.60 € 5.60% (accumulative) Value after 3 years 118.260.90 € 5.75% (accumulative) All 100% guaranteed. With NO retentions & NO commissions.

The Combi
The Combi is an investment plan for 10 years where you receive monthly payment throughout, and at the end of which you can choose between cashing in a guaranteed lump sum or take monthly payments for the rest of your life.     Example 1. Investment of 10.000€ (approx £6,400) After 1st year you will receive 54.17 € per month for 12 months After 2nd year you will receive 54.21 € per month for 12 months After 3rd year you will receive 54.25 € per month for 12 months After 4th year you will receive 54.29 € per month for 12 months After 5th year you will receive 54.33 € per month for 12 months After 6th year you will receive 54.37 € per month for 12 months After 7th year you will receive 54.42 € per month for 12 months After 8th year you will receive 54.46 € per month for 12 months After 9th year you will receive 54.60 € per month for 12 months After the 10th year and after receiving all the above payments you will have choice of cashing in your capital of 10.700.37 € or leave it and take monthly payments for ever until such time you decide to cash in your lump sum. The monthly payments are as follows: Monthly figure guaranteed - 58.34 € Monthly figure estimated - 87.02 € All 100% guaranteed. With NO retentions & NO commissions. Example 2.   Investment of 100.000€ (approx £64,000) After 1st year you will receive 541.67 € per month for 12 months After 2nd year you will receive 542.08 € per month for 12 months After 3rd year you will receive 542.50 € per month for 12 months After 4th year you will receive 542.92 € per month for 12 months After 5th year you will receive 543.33 € per month for 12 months After 6th year you will receive 543.75 € per month for 12 months After 7th year you will receive 544.17 € per month for 12 months After 8th year you will receive 544.58 € per month for 12 months After 9th year you will receive 545.99 € per month for 12 months After the 10th year and after receiving all the above payments you will have choice of cashing in your capital of 107.003.69 € or leave it and take monthly payments for ever until such time you decide to cash in your lump sum. The monthly payments are as follows: Monthly figure guaranteed - 583.35 € Monthly figure estimated - 870.17 € All 100% guaranteed. With NO retentions & NO commissions

The Combi Special
The Combi Special is an investment plan similar to the Combi but only for clients who are over the age of 55 years old. and is only for 5 years where you receive monthly payment throughout, and at the end of which you can choose between cashing in a guaranteed lump sum or take monthly payments for the rest of your life.   Example 1.     Investment of 15.000€ (approx £9,662) After 1st year you will receive 76.88 € per month for 12 months After 2nd year you will receive 77.00 € per month for 12 months After 3rd year you will receive 77.12 € per month for 12 months After 4th year you will receive 77.47 € per month for 12 months After the 5th year and after receiving all the above payments you will have choice of cashing in your capital of 15.937.51€ or leave it and take monthly payments for ever until such time you decide to cash in your lump sum. The monthly payments are as follows: Monthly figure guaranteed - 78.13 € Monthly figure estimated - 124.68 € All 100% guaranteed. With NO retentions & NO commissions. Example 2. Investment of 100.000 (approx £64,400) After 1st year you will receive - 512.50 € per month for 12 months After 2nd year you will receive - 513.33 € per month for 12 months After 3rd year you will receive - 514.17 € per month for 12 months After 4th year you will receive - 516.45 € per month for 12 months After the 5th year and after receiving all the above payments you will have choice of cashing in your capital of 106.250.06 € or leave it and take monthly payments for ever until such time you decide to cash in your lump sum. The monthly payments are as follows: Monthly figure guaranteed - 520.83 € Monthly figure estimated - 831.19 € All 100% guaranteed. With NO retentions & NO commissions.

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